We help companies build smart, sustainable group benefits plans from health and dental to life, disability, spending accounts, and retirement programs.

From start-ups to infrastructure firms, architecture studios to manufacturers we understand what matters to leadership and what resonates with employees. No matter your industry, we take the time to learn what your people value and design a plan that supports your growth, retention, and wellness goals.

As a family-owned business, we take pride in long-term relationships, proactive advice, and always being just a phone call away.

Whether you’re renewing, growing, or re-evaluating your plan, we’ll meet you where you are and help you move forward with confidence.

Restructured cost model by moving to a carrier with more competitive pooling rates and better-aligned Target Loss Ratio (TLR).

Result: 30% reduction in pooling fees and greater long-term cost predictability.

Switched to a more flexible plan structure with a PSA something their previous broker never suggested in 7 years.

“It was a small change that made a huge difference for our younger team.”

Redesigned their plan to better reflect workforce demographics, added a Personal Spending Account, and reduced renewal costs by 18% all while improving perceived value among staff.

Developed a scalable plan design that could grow alongside their team and evolving budget.

“Justin gave us confidence to offer real benefits early and the flexibility to enhance them as we scaled.”

“After years with a one-size-fits-all plan, Justin reviewed our demographics and helped us customize our coverage. The new plan suits our team’s needs so much better—and the PSA addition was a hit. It’s something our previous broker never mentioned in seven years.”

— Amanda, HR Manager, Tech Firm

“Justin walked us through the numbers and built a budgeting strategy that made sense. We now get quarterly updates and can plan ahead with confidence. Renewals used to be stressful—now they’re just another part of our calendar.”

— David, Director of Finance, Manufacturing Company

“We weren’t sure what we were paying for or if our plan was competitive. Justin explained everything in simple terms, benchmarked our plan, and even helped us communicate the changes clearly to staff. Our employees finally understand—and value—their benefits.”

— Lisa, General Manager, Hospitality Group